Unlike other treatment financing solutions that typically only approve "A" or "B+" credit tiers, we have solutions for A, B, C, and D credit applicants.
We provide integrated access to prime, near-prime, and sub-prime lenders for your clients or patients, all in one simple application and provider monitoring dashboard.
Whether you are an emerging one-location facility, a multi-location national provider, or somewhere in between, our solutions can be customized to your needs.
Human review process for highest approvals
Real-time monitoring of your applicant statuses
Syncronization for multiple locations
Instead of relying solely on a computer algorithm for approvals, our reps also review every application. This human element allows for a greater approval range.
Monitor every application from initial submission, to approval or rejection, to funding. You can also sort by date range, status, and location.
Whether you have one facility or several, your applications are routed to one integrated monitoring portal that is cloud-based, and synchronized.
While credit scores are not the sole approval criteria, FICO scores as low as 570 are considered.
Our simple provider enrollment process only requires a few minutes. After enrolling your facility, it typically takes our team 1-2 business days to create your new provider account.
Our compartmentalized approach ensures your applicants receive the strictest confidentiality, including the extra levels of compliance requirements for providers needing to satisfy the regulations governing the Confidentiality of Alcohol and Drug Abuse Patient Records, 42 C.F.R. Part 2, and the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), 45 C.F.R. Pts. 160 & 164.
There is no recourse responsibility to the provider if the financing recipient stops making their monthly payments. Continued late payments or non-payment by borrowers are typically reported to credit agencies, and may affect their credit score.
Our higher approval rates are possible because we are not a lender but an integrator of multiple lending sources. We currently have twelve loan sources in our system, some that are seeking borrowers with strong credit, and others that are seeking borrowers with more challenged credit.
We work with the largest for-profit and non-profit treatment providers in the nation, as well as smaller one-location providers and everything in between. Our solutions can be customized to your needs. To request examples of our provider results by geographical region and facility size, CLICK HERE.